Your home is the usually the biggest purchase you will make and may be one of your most valuable assets. You need an insurance agent that will find the best company to fit your needs and settle your claims quickly. At J.J. Best Insurance Agency, Inc., we will help you find the right coverage and carrier for your unique home.
Homeowner policies will differ based on where you live, the valuables in the home and which coverages you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events and even if someone is injured on your property.
Homes above a certain level of value require even more specialized coverage and knowledge to make sure things are done right.
At J.J. Best Insurance Agency, Inc., we have the home insurance specialists that can tailor a specific package to your needs and risks. We have access to many top rated companies to find you the best fit at a fair price. We can quickly compare rates to ensure you don't have any gaps in coverage down the road.
Homeowners Policy Coverages
- Property Coverage - to pay for repairs to your home, garage or other buildings that are damaged.
- Personal Property - if you have a loss in your home of your basic items like furniture, clothing, electronics or other personal items due to theft or damage.
- Jewelry, Art, Firearms, Collectables, etc. - if you have a loss of valuables in excess of the basic limits, you need a policy that is built especially to cover your unique collections at any value.
- Liability – this will cover if there is a claim when someone is injured or their property is damaged.
- Medical Expenses – this would be medical coverage for someone that is injured, other than a resident, on your property.
- Living Expenses – if you have a complete loss, you may need temporary housing or food when you are forced from your home.
There may also be other coverages you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at J.J. Best Insurance Agency, Inc. can help you understand these unique risks and help you evaluate whether you may need additional coverages in your specific home insurance plan.
Contact us today at 888-423-7846 to find out more about our highly specialized home insurance solutions.