Available Types of Coverage

Your boat or watercraft insurance policy needs to cover your boat for the right value. And you need to be sure that you have the right level of coverage for damage to someone else’s boat if you are at fault in an accident on the water. What happens if someone is injured? We can help you to determine the correct level of coverage.

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Physical Damage

Physical damage coverage protects your boat while in storage, during transport, and in the event of fire, lightning, vandalism or theft.

General Liability

Liability coverage will assist you in the event of a collision with another boat, dock or other boaters.

Personal Liability

Personal liability coverage will protect you or a family member if you have an accident that causes injury to another person.

Medical Payments

Medical payments coverage covers medical expenses for you or someone else in your boat is involved in an accident.

Property Damage

Property damage provides coverage in the event that another person’s property is damaged as a result of you operating your watercraft.

Emergency Reimbursement

Emergency service reimbursement is an add-on that covers expenses related to towing, labor or supplies.

Discounts, Special Coverage & More

Consult with one of our experienced agents to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to identify discounts you may qualify for and flag special coverage you may need.

Some additional discounts and coverages may include:

  • Salvage
  • Boating safety

Call 1-888-4BESTIN to speak with an agent.

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